Buying or selling a home?
If you’re buying a home in South Carolina, your mortgage company may request a CL100. The CL100 report is also referred to as a termite letter or South Carolina Wood Infestation Report.
If you’re selling a home in South Carolina, your home will more than likely need to get a CL-100 report (CL100) completed prior to the closing of your home.
What is a CL-100 or Wood Infestation Report?
The CL-100 is the official South Carolina Wood Infestation Report form. It should include information based on a thorough visual inspection for signs of wood-destroying insects such as termites and beetles. The detailed report also includes inspection for signs of decay, wood rot, fungi, and moisture issues. To protect their investment, banks and lending institutions require that homes be inspected for damage before lending money on the home. The CL-100 inspection report is required to be completed by a qualified, licensed South Carolina home inspector or pest control expert. Once issued, the inspection report is good for 30 days from the day of inspection.
What information is included in the Wood Infestation Report?
The CL-100 inspection report should include detailed information, such as:
- If there is visible evidence of:
- If there is visible evidence of prior subterranean termite treatment.
- If there is evidence below the first main floor(or crawl space) of the presence of
- Active wood-destroying fungi (wood moisture content ≥ 28%)
- Non-active wood-destroying fungi (wood moisture content < 28%).
- If there is evidence of the presence of excessive moisture conditions below the first main floor (20% or above wood moisture content, standing water, etc.)
It is important to have an independent inspection completed on the home prior to your purchase. The inspection and detailed report will identify any active or previous wood-destroying insects or fungi problems.
The report should also make recommendations for other items such as treatments, moisture corrections and/or repairs. Areas inspected should include the crawlspace, attic, exterior and interior. Once the inspection is complete, the inspection report should be provided to you.