Purchasing or selling a home in the Charleston tri-county area is a major investment. To ensure your real estate transaction proceeds smoothly, lenders typically require a CL-100 (South Carolina Wood Infestation Report). At Barrier Pest Services, we provide fast, accurate, and lender-approved inspections that give all parties the peace of mind they need to close with confidence.
What is a CL-100 Inspection?
Commonly referred to as a “termite letter,” the CL-100 is an official document prepared by a licensed pest control professional after a comprehensive visual inspection. It is designed to verify the structural integrity of a property by identifying signs of wood-destroying organisms and conditions that could lead to future damage.
The report provides a detailed assessment of:
- Visible Signs of Infestation: Active termites, wood-boring beetles, carpenter ants, and other wood-damaging pests.
- Wood-Destroying Fungi: Identification of active (moisture content ≥ 28%) or inactive fungal growth.
- Conducive Conditions: Excess moisture under the first floor, standing water, or wood-to-soil contact that puts the structure at risk.
- Treatment History: Documentation of any visible evidence of past termite treatments.
Why Real Estate Professionals & Lenders Trust Us
In the fast-paced Charleston real estate market, timing is everything. We prioritize the needs of Realtors, buyers, and sellers to ensure your closing remains on schedule.
- Rapid Turnaround: Most inspections take 30–60 minutes, and we typically deliver the completed report within 24 hours.
- Lender-Approved Documentation: Our reports meet all strict South Carolina mortgage lender requirements.
- Clear Communication: If an issue is found, we don’t just leave you with a report—we explain the findings in simple terms and offer clear, actionable steps for resolution.
Who Needs a CL-100 Report?
You will likely require a CL-100 if you are involved in:
- Mortgage Lending: Lenders require this report to ensure the property is safe from wood-damaging pests before approving a loan.
- Home Sales: Sellers often provide a report to establish transparency and build trust with potential buyers.
- Historic Property Evaluation: Investors and buyers of older or historic Lowcountry homes rely on our deep knowledge of local structural vulnerabilities.
Important Considerations
A CL-100 report is based on a visual inspection of accessible areas. While it is the industry standard for real estate transactions, it does not guarantee the absolute absence of pests in inaccessible areas. Our goal is to provide a clear snapshot of the property’s condition, helping you make an informed decision about your investment.
Pro Tip: When purchasing a home, we recommend hiring your own inspector rather than relying on the seller’s arrangements. An independent inspection ensures the report is objective and prepared specifically for your protection.